Wednesday, July 11, 2012

Let your money work for you.......

Speaking about gold yesterday ... this post is about investment in share ... If you ask me whether I am going to give you a special tip on some selected share ...
Nope .. sorry I don't have any good tips...
I don't do any speculate share investment....

The most important rule is :-
1) Invest in a correct timing and must be patient

a) during the economy downturn (this might happen in 10 years time)
So have to wait a long long time.... not a wise choice .. but it is indeed good when time come...

b) Try your lady luck in IPO for some "GOOD" shares
(eg. Maxis shares when during IPO, but lady luck is always not on my side)

c) Invest in a blue chip share when there is split share
(eg. UMW share were lower to 6.14 but now is 9.47 = in a year time
Carlsberg share were lower to 6.20 but now is 11.76 = in a year time)

d) Invest when there is a major tragedy (eg. Japan tsunami, Europe economical crisis)
Most of the stock market are lower when there is a major natural disaster happen, economy crisis
So just take the advantage to get some good share with a lower price...

(Information)
In order to have this information, I get my daily business information from the Star newspaper
Now I skip all the nation news cause it all "RUBBISH"

Some of you might say .. I am rich and could afford to have this investment...
How could I do that? Of course I borrow from Loan Shark (Along) .. kakakakaka...
I save my money (60~70% of my salary) and have a very low overhead cost of living...

Good investment could bring you good extra income.....
I do not use my hard earn money to buy "THINGS" but use my money to buy "More Money"
The More Money is to buy "THINGS"

That is my simple way of investment in stock.

This post is not getting you rich but just to let your money work harder for you.
So that you have extra money to eat more "GOOD FOOD".. LOL
Do you want your money sleeping in your FD account to gain interest of 3% per annum ?

Important Remark:
Well all this information do not represent a recommendation to buy and sell.
Please exercise your own judgement or seek professional advise for your own specific investment needs. Simple Person will not be responsible for your investment decision.

71 comments:

  1. This comment has been removed by the author.

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  2. Wow! I read a book, in order to be a future millionaire, you need to save 20% of your salary, you are saving 60% to 70% of your salary, you are not millionaire, you are multi millionaire.

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    1. hmm how come i am not a super billionaire..
      What book do you read?
      let me comment on the book .. kakakakakakaka

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    2. My jaws dropped in disbelief that you can save 60-70% of your salary. I guess you earn RM20K a month, boleh lah....

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    3. Aha! Now we know how much SP earns. ;p

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  3. Cannot, I must tell my jin jin tonight, I must save more than 100% of my salary and live with his salary only.

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    1. wah this auntie really greedy!! want to save more than 100% of her salary!! haha~~

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    2. Yan... I also want to do that. LOL

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    3. hahaha .. good idea...
      dont tell him that I thought you that.
      later he banned you from visit my blog..

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    4. LOL.... Yan you made me laugh!!! 100& savings? Kakakakakaka....

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  4. I agree that we have to do different type of investment plans. Such as buy property, buy share, buy insurance, buy gold, and other investment plans.

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  5. Do you want your money sleeping in your FD account to gain interest of 3% per annum ? --- sound so familiar to me, as my jin jin is hammering this to my brain every now and then.

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    Replies
    1. i think SP got a lot of money, even just earning the little FD interest, he already earning more than all of us lah~~

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    2. My money is sleeping now... and I'm happy :)

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    3. My mother is a Thai and she collects interest over 10% a year! She thinks BN is good. Blek!

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    4. That day I was talking with a fren.
      he was telling me that he save a lot and put all the money in the FD..
      but still struggle in his living..
      so I just give my point of view and ask him to have another option
      rather keep the money in the FD..
      coz if he put RM10k and he only got RM300 by end of the year...
      Why not find some good investment....

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    5. Yeah I will look for you to advise me where to keep my money.....wait till I Kena TOTO first...

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    6. TM,
      want my new race bib number to buy 4D or not? kekeke

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  6. I agree we have to do different investment plans, such as buy property, buy insurance, buy gold, buy share, and other investment plans.

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    1. yes, agree with that.. money find money or else we really will be poor for the rest of the life..

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    2. Just don't be over burden to your life.
      Cause it is not something that could have good return in a short time.
      At least be prepared that it will takes a year and so....

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  7. Waow... good investment strategy ya :)

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    Replies
    1. Yea very good strategy, thanks for sharing~

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    2. Well hope it will help you...

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  8. the boyf just started to buy share this year. gotta bookmark this post for him! thanks for sharing!

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    Replies
    1. :) good luck...
      so belanja me balik pulau durian if got many good return...

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  9. you are so funny, hahha, but like you, i am also into saving most of my income :)

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    Replies
    1. :) Maybe I was born in an average income famliy..
      so saving is in my blood since young ..

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  10. wow, SP is becoming the online financial investment consultant these few days huh??

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    Replies
    1. He is teaching how to use money to grow more money. 这是钱生钱的社会。I like this post of you, SP.

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    2. Just look at his profile photo!!! Orang itu pakai kot la....must be banker!

      I wore kot on the day I kahwin lo... Kakakakakaka

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    3. These few days been talking with some friends about investment..
      so just blog about it and share with you guys....
      Good things must share .. SK share so many tips in IT..
      so I just share my opinions/ideas...

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    4. Annay TM - nope I am not working in a bank/investment company..
      I working in a manufacturing company

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  11. no wonder having BILLIONS of RM inside his bank account lah, until the Bank's IT department need to change their program to handle so many digit~~ :D

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    Replies
    1. how i wish ..
      and I shall hire you as my IT specialist... kakakaka

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  12. and you are saving 60%-70% of your salary every month!!!! that is a lot lah, 30% is already a lot leh.. now i know you are really very highly paid person!!

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    1. if like that you also don't bother to invest lah, so ORANG KAYA, even just place your money inside the FD to earn that little interest already can earn a lot more money than me~~

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    2. He is really high paid until he can survive with only 30% to 40% of his salary.

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    3. I agree with SK, orang kaya can live with FD interest, kekeke!

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  13. i like your quote!! don't spend too much money buying things, but spend your money buying more money!! hahaha, eih, you must trademark this quote lah, later sure become very famous one!!

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    Replies
    1. SP,
      Must trademark your quote there! Later can make money from your quote! kakaka

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    2. lol .. actually I read it from some investment book..
      oppsssss.. kakakakaka

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  14. I mentioned before, I don't take risk and prefer to be in control. So I guess marketers from investment company cannot earn a single cent from me :p

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    Replies
    1. :) it is good ....
      peace of mind no need to think so much....
      should put your concept in my mind...

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  15. That's mean I work for money T__T

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    Replies
    1. actually we all work for money....
      now I see some people work for their car, house .....

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  16. I really don't take to do any investment...don't have much money to grow more. =p

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    Replies
    1. :) It is always not too little to invest...

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  17. sigh, my savings are mostly sleeping, i think, in those insurance-investment-type accounts at prudential, etc. p.s. heh, i'm the opposite of you. i read the nation section of the papers (forced to, because of my job), but i skip the biz section =)

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    1. hey insurance investment type is good...
      yup we are totally opposite ..
      so maybe i sell you half price for the nation news and I get the business news .. kakakaka
      there is saving here . kakakakaka

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  18. It's not about what you make, but how much you save and then invest right?

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  19. Believe me, I cannot save money so my insurance company will force me to save every month!

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    1. that is good..
      at least you are having some good investment plan
      it is easy that way ... problems free and save all the hassle..
      some professional manage the fund for you.....

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  20. So you are very very very rich lah! The greater the risks, the bigger the profits! If you do not get scorched! That is why I will never get rich...so scared of risks, never mind, just let my money sleep comfortably in FD... At least I am pretty sure I will never be poor. :(

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    Replies
    1. :)
      save and steady ....
      yup investment is not 100% come in a good return..
      the greater the risk the bigger the return....

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  21. I also don't read the papers as they write rubbish. I used to rely on the info written by my relative Choong Khuat Hock who was brutally murdered. You know him?

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    Replies
    1. I don't know him ...
      why he was brutaly murder? coz telling the truth?

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    2. Just google his name and you will get a shock cos he wrote articles for STAR on weekly and TV appearance for Money Matters. He also owns Job Street and blah blah.... Spot on, he was going expose a scandal la as rumored.

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  22. Investment things are hard to say, depend your luck.

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  23. Now I am looking at Ivory,Freight and Wellcall, I think I shall wait wait first lah,,,,,what say you?

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  24. thank you so much for sharing! I truly love your sense of humor...I am bad at numbers and that includes handling money..no I do not spend much but have no great ideas on business matters haha, thank you for sharing...

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  25. Among all, I normally go for the IPO.

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  26. I'm not good in investing. Money in my hand sure flow out wan.. that's why my hubs do all the money keeping :D

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  27. We have had an investment scam here in Montreal where many people lost their money. There was an older gentleman who took peoples' money. Very sad. He has been arrested by the authorities.

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  28. That is why my friend always tell me that the second most stupid person is the one who puts money in FD for the 3% interest... :))

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  29. very good..money makes more money..

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  30. but I don't hv the time to so that..

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  31. Thanks for the tips. Saving and investing to make your money work harder for you is always good!

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  32. But I need to spend money also. Spending keeps the energy flowing and creates a vacuum so that more money will come! LOL!

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  33. Wah! Save 60-70% of your salary? Either you are earning a lot or you are living like a pauper. haha!! I think I can only save 20%. How sad!

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